Accounts can be set up to restrict access, allowing only certain users to log in at a given time, which is known as a password-protected account. In order to access the account, a user must use their personal (logon) password when prompted.
An account can also require two or more unique credentials, known as multifactor authentication, to help verify a user's identity. Multifactor authentication typically requires the confirmation of certain factors, such as a mobile phone number or a physical token.
MFA is an example of two-factor authentication. For example, you might be asked to type in your password at the same time you swipe your physical security key card, which would require you to see the key card and type in the correct password. As long as the two factors are set up properly, hackers have difficulty accessing a user's account.
One of the advantages of multifactor authentication is that it requires extra steps to access an account, reducing the chances of a mischievous user logging in if they gain unauthorized access to another system on the network. Although multifactor authentication is a smart security practice, some organizations question its value or efficiency for their own needs. Contrary evidence shows that while multifactor authentication gives a security boost, it can save time and resources for users, whose passwords and usernames are often much easier to access than multifactor authentication tokens.
Password cracking is the process of breaking into a computer, network, or online account, typically by guessing the login credentials. The estimated time taken to crack a password usually depends on the complexity of the password and the type of computer, network, or online account being protected.
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